Munich-based afb Application Services AG has been a leading European full service provider (Business Innovation and Transformation Partner) since 1995. We optimise and digitise processes of manufacturers, vendors, financial and other service providers and increase their capacity for innovation. We achieve this with a customer and project-specific mix of process, business and IT consulting, comprehensive business solutions and modular business services, projects, application and infrastructure operation, business process management and outsourcing. Consulting based on best practices and industry know-how combines with a modular IT system to create a foundation for effectiveness, efficiency and innovation. Reputable international companies use afb solutions to handle hundreds of thousands of transactions yearly. Selected customers include S-Kreditpartner, TARGOBANK, Honda Bank, CRONBANK, Bank 11, Bausparkasse Wüstenrot, MHK Group, Emil Frey Gruppe, Opel Bank, MAN Financial Services, Porsche Bank, Ford Kögler.